BUY

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3 Steps to Buying your first home

 1) Are you ready to buy a home?

 One of the most exciting and daunting events in life is purchasing your first home. There’s the obvious financial responsibility of owning a home, but with that responsibility comes the thrill of having a place to call your own.

 2) Are your finances ready?

 Purchasing a home is one of the biggest investments you will probably make. Ideally, you should save up for a down payment and manage any debts like student loans or credit cards. Speaking with a Mortgage Broker or to someone at your bank is one of the first steps you will want to make. Once you have spoken to a lender, you will then know how much you can afford.

 3) How’s the Market?

 The Real Estate Market generally goes up and down and even the smartest experts can’t accurately predict when a market will peak or bottom out. If you’re buying a home as a long-term investment (and for long-term enjoyment), you should be protected from short-term changes in the market. Talk to a Realtor who knows the market.  Then pick a home that meets the needs of you and your family. You’ll enjoy living in your investment as it grows in value. The Real Estate market in the GTA over the last 10 years has continued to grow, and homeowners have watched their value of their homes increase.

Jennifer Birch – Realtor

Contact Me:  905-407-3274

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